Need an Instant Loan?

The need for a personal loan arises when we are short of funds to finance the unforeseen instances in our lives. It is very important to understand how and whom to approach when we need a personal loan instantly. Instant loans are available through banks, NBFCs, P2P lenders, and widely through Fintech companies since the past one year. 

The reason why people have started taking unsecured loans to meet their financial needs is their instant availability and quick disbursals. The development of technology in financial services has enabled quickly emerging Fintech lenders to help out the salaried segment of the country who need a personal loan in the shortest possible time. 

Qbera is one such Fintech lender that aims at serving those people who genuinely need a personal loan but have faced rejections by other conventional lenders on certain criteria such as low income, credit score etc.

Why do you need a personal loan?

A personal loan is the most instant and smart way to get funds from financial institutions when you run out of cash and need funds for certain situations. These situations can be any of these:

• Wedding in a few months

• Holiday with your family

• Home renovation

• Expensive gifts for your loved ones

• Closing a debt

• purchasing a second-hand vehicle 

Easy EMI calculation

The first thing we must know when we need a personal loan is the EMI. Calculate your EMI in few minutes with our online EMI calculator and do a better planning of your future finances. The EMI will also help you decide the loan amount and the loan tenure based on your repayment capacity. 

Easy repayments

A Personal loan from Qbera.com can be paid back through easy EMIs. When you need a loan you must realize that it needs to be paid back within the loan tenure on a monthly basis. Qbera allows its customers to get the EMIs automatically debited from their bank account, so that repayments aren’t missed. 

Flexible loan tenure

When you know your EMI, you can get a rough idea whether you would be able to pay those EMIs in a specific loan tenure or not. Qbera allows you to choose from a flexible loan period that ranges from 6 to 60 months. In case you believe that your salary is not sufficient for the EMI amount, you can go for lower EMIs and extend the loan tenure for a maximum of up to 60 months.

Attractive Interest rates

Why most of the people want a personal loan when it comes to unsecured credit is because of the attractive interest rates. At Qbera you can get a personal loan at an interest rate ranging from 11.99-24% p.a. As compared to credit cards, personal loans are way cheaper deal. The annual rate of interest on a travel credit card is around 35-40% p.a. 

Why use Qbera’s EMI calculator when you need a personal loan?

Our EMI calculator is easy to use and gives instant information regarding your customized loan offer. Based on the EMI you can decide the final loan amount. Let us take a look at the benefits of an online EMI calculator.

Accuracy: Since the online EMI calculator does not require any manual calculations, the EMI obtained is accurate and error-free. 

Speedy calculation: When we calculate an EMI using a pen and a paper, it takes time and may contain mistakes. But an EMI derived using our EMI calculator will be fast and accurate. 

Customized EMI: When you need a personal loan, you also need an EMI that suits your repayment capacity. When you finalize the loan amount, go to our online EMI calculator and adjust the sliders of “your income” and “current EMIs” to get an EMI that is based on your specific loan amount. 

Qbera offers a complete digital application of your personal loan. When you need a personal loan, you can directly go to Qbera.com because our decision-making time to offer a loan is very less. You can experience one of the fastest loan disbursals and other benefits such as digital verification of your income and residence, online approval, and all this, even if you have a low credit score of 600. 

Apply now for an Instant Personal loan from Qbera!