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Need Money Urgently Today

Get immediate personal loans online
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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Need Money Urgently Today

Do you need urgent money today? In the uncertain world that we live in anything can go wrong at any time and financial shortfalls can certainly come knocking on your doors. Emergencies can demand huge amounts of money and may leave you thinking - I need urgent money today… where do I get it from?

Our near and dear ones are the first preference in case of urgent money requirements, however, if the amount is huge it is banks that one turns too. But you need urgent money today and banks rules and procedures make it impossible. The documentation and verifications take about a week if not more. 

Qbera, a fintech company can help you out in such a scenario. A salaried individual with a minimum take home salary of Rs.20, 000 or more can take this Urgent cash loan. You can take a personal loan of an amount ranging from Rs.50, 000 to Rs.25, 00,000 with an annual percentage rate of interest (APR) ranging from 11.99% to 35.99% and the tenure ranging from 6 to 60 months. The Administration fee range is 1% to 5% which is quite nominal. Applications from individuals in the age group of 23-55 and a minimum CIBIL score of 575 are considered. Banks usually prefer a CIBL score of more than 750 as these unsecured loans that fall in the high-risk category. Modern technology, however, has empowered Qbera with advances algorithms and risk-based pricing models that help these companies determine an individual’s creditworthiness.

When you need urgent money today, you should look at Fintech companies like Qbera because they are quick. You fill in the required details online and in as less as 2 min, the system will advise you if you are eligible for the loan or not. If you are eligible, you can give your bank statements online through secured channels and the personnel from Qbera comes to collect the documents. After internal assessments, you can expect the amount in your bank account in as less as 24 hours which means today. 

Immediate personal loans have changed the way one looks at emergency situations. But, the end-use of the amount is not specified. You can use it to pay for emergency medical procedures, renovate or upgrade your home, go on a long-dreamt vacation or simply use the amount to have a dream marriageThe loan amount can also be used to consolidate the various debts that you have landed yourself in. With manageable interest rates and longer tenure, you can actually get out of your debts faster.

Documents for personal loans from Qbera

  • Aadhaar Card

  • PAN Card

  • Proof of address 

  • Salary and income documents

  • Photographs

Also, the loan application is not rejected simply because you are in a shared accommodation. The advanced system in place takes your employment tenure and stability in job and residence as well as a host of other factors into consideration while processing your loan application.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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