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One-Day Approval Cash Loans

Qbera Instant Personal Loan!
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Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

One-Day Approval Cash Loans

Looking for one-day approval cash loans in India? Qbera has one for you! You can complete the entire application process for your instant cash loan online and get your application approved digitally! Qbers offers one-day approval personal loans to salaried individuals who earn a minimum net monthly income of Rs. 20,000. Choosing Qbera for your personal finance needs comes with a long list of advantages. 

Let's look at some advantages in choosing Qbera for your instant cash loan needs:

Benefits of choosing Qbera for one-day approval cash loans in India

Super quick and paperless approval

This is one of the stand-out features of choosing Qbera for your instant credit needs - the application process is completely paperless and digital, and does not necessarily involve submission of physical documents unless of course, you don't have a credit history or your repayment history isn't all that impressive. After filling out your details - personal, professional and KYC - you will receive instant approval, after which you'll have to submit your documents, including your bank statements, online. After your documents are verified, you will receive a customised loan offer, post acceptance of which, you will receive your loan amount within 24-48 hours. 

One-day approval personal loans for individuals with low income

Qbera offers one-day approval personal loans to individuals with low income levels, much unlike traditional lenders, who require applicants to have a minimum income of at least Rs. 30,000 per month - other popular private banks sometimes ask for minimum monthly incomes of Rs. 40,000 - 50,000 to qualify for personal loans. By allowing individuals with low income levels to apply for same day personal loans, Qbera has been able to serve a larger section of the market. 

Instant approval cash loans for low credit scores

Qbera offers instant credit options to individuals with low credit scores too. An applicant with a minimum credit score of 575 can apply for a personal loan with Qbera. However, the applicant should have no instances of default over the last 12 months in order to qualify for same day approval cash loans with Qbera. Traditional banks usually require individuals to have minimum credit scores of 700 to be eligible for personal loans. 

Loans for individuals staying in shared accommodations

While most lenders reject individuals residing in shared accommodations, Qbera does not disqualify applicants solely on this parameter. Individuals residing in shared accommodations are eligible for instant credit from Qbera!


View a complete list of our FAQs at our help center
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than Rs. 20,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai or Hyderabad.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
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E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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