Looking for one-day approval cash loans in India? Qbera has one for you! You can complete the entire application process for your instant cash loan online and get your application approved digitally! Qbers offers one-day approval personal loans to salaried individuals who earn a minimum net monthly income of Rs. 20,000. Choosing Qbera for your personal finance needs comes with a long list of advantages.
Let's look at some advantages in choosing Qbera for your instant cash loan needs:
Super quick and paperless approval
This is one of the stand-out features of choosing Qbera for your instant credit needs - the application process is completely paperless and digital, and does not necessarily involve submission of physical documents unless of course, you don't have a credit history or your repayment history isn't all that impressive. After filling out your details - personal, professional and KYC - you will receive instant approval, after which you'll have to submit your documents, including your bank statements, online. After your documents are verified, you will receive a customised loan offer, post acceptance of which, you will receive your loan amount within 24-48 hours.
One-day approval personal loans for individuals with low income
Qbera offers one-day approval personal loans to individuals with low income levels, much unlike traditional lenders, who require applicants to have a minimum income of at least Rs. 30,000 per month - other popular private banks sometimes ask for minimum monthly incomes of Rs. 40,000 - 50,000 to qualify for personal loans. By allowing individuals with low income levels to apply for same day personal loans, Qbera has been able to serve a larger section of the market.
Instant approval cash loans for low credit scores
Qbera offers instant credit options to individuals with low credit scores too. An applicant with a minimum credit score of 575 can apply for a personal loan with Qbera. However, the applicant should have no instances of default over the last 12 months in order to qualify for same day approval cash loans with Qbera. Traditional banks usually require individuals to have minimum credit scores of 700 to be eligible for personal loans.
Loans for individuals staying in shared accommodations
While most lenders reject individuals residing in shared accommodations, Qbera does not disqualify applicants solely on this parameter. Individuals residing in shared accommodations are eligible for instant credit from Qbera!
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Following a Supreme Court Order dated 13th March, 2018, Insurance regulator IRDAI extended the deadline for linking the 12-digit unique identity number with various insurance policies.
A day after SBI hiked deposit rates across maturities, the largest lender of India also raised MCLR by up to 25 basis points. MCLR is now at 8.15 percent which was earlier at 7.95 percent. This signals a possible increase in the EMIs of all types of loans – starting from personal loans to home, auto and other loans. ICICI Bank and Punjab National Bank (PNB) also hiked their MCLR by 15 bps. PNB home loans will now be at 8.6% and for women it will be 8.55%.