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Personal Loans made simple!

Find the loan that's perfect for you!
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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Quick Approval Loan

When in urgent monetary crisis, the ideal loan will be one that is easy and fast. A Quick Approval Loan from Qbera is your best bet during such a circumstance. Qbera is a fintech company and so uses advanced risk calculation algorithms along with the best practices in the lending industry to give instant loan approval. The average turnaround period is 24-48 hours in which the eligibility check, document verifications and loan sanctioning along with its acceptance, are all included. This simply reiterates the fact that when you need money quickly, approach Fintechs who provide quick approvals loans at attractive interest rates.

How to apply for a Quick Approval Loan from Qbera?

Before applying for a loan, carefully consider the eligibility criteria for the institute. These criteria differ between institutions and it is good to know the basic requirements before actually applying. Also, if you apply without knowing the parameters, there are chances of your application being rejected. This is reflected on your credit report and hampers your chances with other lenders as well as your future loan approval prospects. Whenever an application is submitted, the lender does a ‘hard pull’ of your credit score. This may bring down the score if multiple such inquiries are made within a brief time span. Many ‘hard pulls’ on your account within a short time span is understood as “credit-hungry” behavior which is not appreciated by lenders. So if you’re looking to get a quick loan, it is advisable to apply with a single lender and not approach multiple lenders simultaneously. 

Eligibility for Quick Approval Loans from Qbera

  • The applicant should have a minimum credit score of 600. 
  • The applicant should be salaried.
  • The minimum monthly income to be eligible is Rs. 18,000. 
  • The minimum age to apply is 23 years. The maximum age is 55 years. 
  • The minimum loan amount offered is Rs. 50,000 and the maximum loan amount is Rs. 25 Lakhs. 

Applying for a quick personal loan from Qbera

1.    Log on to www.qbera.com and click on the “Apply Now” option available on the site, or the “Apply” option for salaried individuals. 

2.    Choose a loan amount and a loan purpose

3.    Fill out your personal and professional details in the application form

4.    Required documents can be uploaded and bank statements sent to Qbera through secured netbanking platforms.

5.    Qbera uses their risk calculation algorithms to determine your creditworthiness instantly and helps you get the best possible rate. 

6.    A customized loan offer is made by Qbera after reviewing your CIBIL score. 

7.    An executive visits the applicant to collect hard copies of documents such as Aadhar card and PAN card.

8.    Once the loan offer that includes a sanctioned loan amount, interest rate and tenure is accepted, the amount is disbursed to the bank account in 24-48 hours. 

Advantages of quick approval loans from Qbera

  • Complete digital experience
  • No collateral required
  • Long repayment tenure ranging from 12 months to 60 months
  • An easy rate of Interest starting at 10.99%
  • Multifunctional loans
  •  Huge employee database of companies, so high loan approval probability
  • Low- income groups considered
  • Those in shared accommodation considered
  • Low-CIBIL score considered
  • Minimal documentation

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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