Quick Cash Loans

What are Quick Cash Loans?

Quick cash loans are mostly emergency funds that are approved in the shortest time span by financial institutions. Unlike banks and other large lenders, which take more than a week to approve loans, Fintech companies have rapidly evolved in the personal loan lending segment to provide quick and easy financial services to customers. 

Qbera is one such Fintech lender, based in Bangalore, that provides unsecured and quick cash loans to a large segment of salaried individuals of India. Qbera uses technology and instant lending decisions to expand the digital access of personal loans amongst Indian citizens. 

At Qbera, we offer quick personal loans that work differently from how traditional lenders offer and disburse loans - you can get instant approval and get the money within 24 hours if you apply and qualify for a quick personal loan with Qbera.  

9 Things you need to know about Quick Cash Loans of Qbera

1. Collateral-free

Qbera offers quick personal loans without asking for any collateral or security. Hence, you can apply for a quick cash loan without pledging a legal assets and get a financial credit urgently. 

2. Multipurpose

You can get a quick cash loan from Qbera to meet any of your personal financial needs. However, the popular reasons that our customers have borrowed for are:

• Marriage
• Holiday
• Home renovation
• Medical emergency
• Close a debt
• Second-hand vehicle purchase

3. Paperless application

Our digital application for quick personal loans involves submission of your basic information and attachment of necessary documents online. It hardly takes 5-10 minutes to complete the entire application process. 

4. Minimal documentation

The documents required to get a quick cash loan from Qbera are minimal, which is why our loan approvals and disbursals are completed in as little as 24 hours. (We only require very few documents once your loan is already approved online.)

5. Fast-approval 

Quick cash loans, as the name goes, are available in the shortest time span of time at Qbera. Our fast lending decisions enable us to approve instant loans within few hours of online application. 

6. Low interest rates

Qbera offers one of the cheapest deals when it comes to quick personal loans. Our interest rates range between 11.99-24% p.a. Depending upon the basic information provided by you and your credit history, we will revert with an offer that best suits your financial needs. 

7. Loan for low credit scores & low income

Qbera believes that every salaried individual whose credit score is as low as 600 deserves financial aid when in need. Yes! You can get a quick personal loan ranging from Rs. 25,000 to Rs. 10 Lacs even if you have a low credit score and your monthly income is Rs. 20,000 or more. 

8. Flexible loan period

When you apply for a quick cash loan with Qbera, you will be given a flexible loan tenure between 6 months and 60 months to repay the loan amount. If you are confident enough to pay off in a short term, let’s say 36 months, you can opt for a short term of 6 to 36 months. However, if you wish to save more from your income, you can go up to a loan length of 60 months - it’s up to you. 

9. Low EMIs

We understand that you have a list of bills stacked up every month to be cleared on time. A quick personal loan from Qbera can save you from huge dents in your savings every month. In case you need to reduce the pressure of EMIs to focus on other payments, our lowest EMIs start at Rs. 2700 per month. Find out your EMI in a few seconds with our online EMI calculator.  

Step-by-step guide to get a quick cash loan from Qbera

As discussed, our digital application to get a quick personal loan can be completed in less than 5-10 minutes by following these simple steps:

1. Logon to Qbera.com, click on “Apply Now”. 

2. You will be taken to the online application form page. Fill in your personal as well as professional details.

3. Upload the necessary bank statements and other relevant documents. Qbera, without wasting any time, will provide digital approval if your details meet our simple eligibility criteria. 

4. We will offer you a loan amount based on your monthly income and your past credit performance. You can either choose to accept or reject the offer.

5.  Once you accept the loan amount, we make sure that it reaches to your bank account within 24-48 hours.