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Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Quick Loan in Ahmedabad

Looking for quick loan in Ahmedabad? Qbera has an excellent solution for you. Instant personal loans are the best solution to manage any kind of financial shortfall. These are easy and hassle-free solution for any kind of monetary requirement. Typically banks and other financial institutions take up to a week to process loan applications, but with the introduction of modern technology this has been drastically reduced. Fintechs are financial companies that extensively use technology to make work easier and faster. The introduction of eKYC and online credit verification have further helped in making the loan process quick.

Advantages of a Quick loan in Ahmedabad

The interest rate decides the total payout at the end of loan tenure. A lesser interest rate is better and Qbera offers personal loans starting at 10.99% interest rate.

Long repayment tenure has massive effect on the monthly payouts. If you are looking at lesser EMIs opt for a long tenure. Qbera Quick loans have flexible repayment tenure that spans 5 years.

Being the perfect blend of technology and finance these loans are completely digital. The whole process is seamlessly done online – application filling, assessment, document submission, loan offer, verification and finally disbursement. Also, this is usually done within 24-48 hours.

Being unsecured loans, no asset is pledged with the lender. This feature is particularly liked by youngsters who might not have any asset to pledge and do not wish to burden their parents into being a guarantor on a loan. The loan has to repaid from salary and so a healthy income to debt ratio should be maintained.

The quick loan in Ahmedabad can be used to plan a wedding or a vacation, to renovate the house or to go for further studies or simply to consolidate debts, the scope is limit-less.

The loan processing is hassle-free with least documents. The documents that need to be presented are: Aadhar card, PAN card, Salary slips and income statements, bank statements, photographs and post-dated cheques from the salary account.

Yes, these loans are very quick and easy to apply. However, before you apply for a quick loan in Ahmedabad, check the eligibility conditions. These typically are different in different organizations. Apply only if you meet these basic conditions. Each time you apply, the lender does a hard pull of your credit records from the credit bureau and multiple such pulls in a brief period of time is considered as credit-hungry behavior.

The eligibility criteria are:

  • You must be a salaried individual
  • You must have a min net salary of Rs.18 000/-
  • You must be above 23 years of age and less than 55 years
  • Minimum CIBIL score of 600 and no defaults in the last 24 months
View a complete list of our FAQs at our help center
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Jaipur, Ahmedabad or Kolkata.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
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E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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