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Personal Loans made simple!

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Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Quick Loan in Hyderabad

The need to take loans to meet fiscal deficits is on the rise and more so in emerging and fast-growing cities like Hyderabad. For quick loans in Hyderabad opt for Fintech companies such as Qbera that offers excellent facilities. You can get the required amount in a short period of time and with a long repayment tenure. With loan amounts ranging from Rs 50 000 to Rs 25 00 000 any kind of monetary need can be easily managed.

Quick Loan in Hyderabad - Difference between Qbera and traditional banks:

Qbera
Traditional Banks
CIBIL score of 600
Minimum CIBIL score of 750
Minimum net monthly income of Rs. 18,000
Minimum net salary of Rs 30, 000 and more
No defaults in the last 12 months
No defaults in last 12 months
Late payments a few times are allowed
Late payments attract heavy penalty
Paperless loans
Paperwork involved

Features of Quick Loans in Hyderabad from Qbera 

  • Instant procedure- The entire process of applying for the loan, checking eligibility and documentation is done online and it is quick.
  • Flexible repayment options - these online personal loans give the customers the benefit of flexibility in choosing a tenure. The tenure ranges from a year to 5 years.
  • No collateral required- These are unsecured loans and so, you don’t have to worry about pledging your assets.
  • Secure platform- All your details are secure and there is strict adherence to the policy of not sharing customer details without permissions.
  • Competitive rate of interest- The interest rate of personal loans is quite competitive as there are a number of players in the field. So, hunt around for the best interest rate possible.

Different ways to use a Quick loan in Hyderabad from Qbera

Medical bills: An emergency hospitalization and subsequent bills can be managed with a quick loan in Hyderabad from Qbera. These personal loans have manageable rate of interest and easy repayment tenures eliminating the stress associated with huge medical bills.

Marriage bills: A wedding is once in a lifetime event and so everyone plans it in the best way possible. This often leads to huge bills and a whole lot of planning and execution which further takes money and efforts. The money aspect can be dealt with easily with a personal loan that is stress-free.

Educational certification: The highly competitive world of today tends to trample the ones without credentials. You can upgrade your qualifications to be better noticed and also to get a good position. These course upgradations are invariably expensive but fret not with an instant personal loan from Qbera.

Consolidate debts: The rise is lifestyle and cost of living has forced many to opt for more than one credit card, often leading them into the vicious cyclic debt. A quick personal loan in Hyderabad from Qbera can be your savior in consolidating all such debts under one head and repaying in easy EMIs.

Plan exotic vacation: Vacation is much needed to destress, however, the costs involved can add to the stress. So, instead of digging into your savings choose quick loans with easy repayment options.

View a complete list of our FAQs at our help center
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Jaipur, Ahmedabad or Kolkata.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Select your employment type to proceed.
Self-Employed
Salaried

QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
whatsapp

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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