Quick Loan in Jaipur

Get a quick personal loan in Jaipur from Qbera - apply within minutes and get approval within seconds. Post document verification, your loan amount will be disbursed within 24 hours! Loan amounts range from Rs. 50,000 to Rs. 25,00,000.  

Quick Loans in Jaipur from Qbera

Jaipur, also known as the pink city, is the capital of the state of Rajasthan and one of the most important cities in India. Jaipur is particularly emerging as a major outsourcing hub with many companies, and a newly opened special economic zone. For quick loan in Jaipur there are quite a few options like banks, NBFCs and Fintech companies. These lenders offer quick personal loans for the salaried and the self- employed with competitive interest rates and long repayment tenures. 

There is absolute flexibility in the final usage of a quick cash loan. You can manage hospital bills or emergency repairs to your home or use the funds to plan for an exotic vacation or a destination wedding. As these are unsecured loans, there is no need to pledge any kind of asset with the loan-providing company. Fintech lenders are a boon for young and independent professionals who simply don’t want to burden their parents for their money matters.

Qbera provides quick loans in Jaipur to salaried individuals. In order to be eligible for a quick loan in Jaipur from Qbera, you are required to meet certain eligibility parameters. Let's take a look:

Overview of the eligibility for Quick Personal Loans in Jaipur

• These loans are extended to salaried individuals. There are no assets pledges and so the loan is repaid from salary in EMIs over a period of time. So, the employment status and the years you spent with a particular company hold much weightage.
• Those who fall in the low-income category face much trouble in securing a loan. Qbera considers applications of individuals with a take-home salary of Rs 18 000 and above. Be sure to maintain a healthy income to loan ratio. The loan EMIs should not be causing a huge dent in your monthly family budget.
• The age of the borrowers becomes a key factor as it is better to give a loan to a younger person, who can avail a long tenure, rather than an older individual who doesn’t have many years left. Qbera Quick loan in Jaipur is extended to individuals who are above 23 years of age and less than 55 years
• Being unsecured, credibility of the borrower is a crucial deciding factor. The CIBIL score provides an insight into the credit habit of an individual to the lender. Most banks only consider a score of 750 and above. Fintech companies, however, do consider marginally less score. This is possible as they also place importance on other socio-economic factors as well. But a score of 600 and higher with no case of payment defaults in the last 2 years is a requirement.
• If you meet the above criteria, you can go ahead and apply for a quick loan from Qbera. These are completely digital loans where the complete process is done online. After successful verification, the loan amount is directly deposited in your bank account with 24-48 hours. A Qbera loan is quite economical with an interest rate starting at 10.99%. your CIBIL score plays a key role in deciding the rate of interest. If you possess a higher score, you can go ahead and negotiate a favorable rate of interest.