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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Quick Loan in Kolkata

A quick loan in Kolkata from Qbera can be your best answer to any financial shortfall. Be it planning a wedding, traveling or getting an education certification, Qbera can help you by offering super-quick and instant-approval personal loans.

Quick loans in Kolkata have become a lifesaver for those who need money urgently. Personal loans are unsecured loans and so they are easy access to money, however, for the same reason, there are many checks and verifications in place. The technological advancements have enabled Fintechs like Qbera to offer quick loans that are easy to apply and also have a short turn around time, this makes then accessible as soon as the need arises without the requirement to wait for long time periods.

Quick Loans in Kolkata – a comparison of fees and charges involved




Processing fee
1% -5%
2.25% of principal + GST
Interest rate
Starting at 10.99%
Starting at 11.99%
Credit Score required
600 and above
750 and above
Loan amount 
Up to Rs 25 00 000
Up to Rs 15 00 000
Minimum age required
23 years
21 years
Pre-closure charges
5% + GST
5% + GST after a lock in period


Features of Quick loans in Kolkata from Qbera 

Low-interest rate: The interest rate is directly responsible for the total payout at the end of the loan term so lesser the interest better the loan in the long period. Qbera offers personal loans starting at 10.99% which is one of the best in the industry.

Long repayment tenure: This has a massive impact on the EMIs. A long-term loan simply means a lesser amount to be paid out on a monthly basis. Quick loans in Kolkata from Qbera have flexible repayment tenure that spans up to 5 years.

Digital technology: Qbera is a Fintech and has access to the perfect blend of technology and finance with their revolutionary risk assessing algorithms. This has enabled them to reach at lending decisions swiftly and accurately.

Online Process: The entire process from application to disbursal is done online. The verification, document submission, and assessments are all carried out online seamlessly. Also, the process usually takes 24-48 hours from start to finish provided the documents are accurate.

Collateral-free loans: These are unsecured loans and so no asset is pledged. The loan is to be repaid from salary and so requires a healthy income to debt ratio.

Different ways to use a Quick loan in Kolkata

Personal loans are highly versatile unsecured loans and so they can be put to a variety of uses. Infact, they can be the best solution to any kind of monetary requirement.

  • Medical bills: An emergency hospitalization and subsequent bills can be managed with a quick loan in Kolkata from Qbera.
  • Marriage bills:  A wedding is a high-cost event and any monetary help is welcomed. Being one of the important life event, everyone wants it to be perfect. This often leads to huge bills and a whole lot of planning that involves money. A personal loan can be a stress -free source of money.
  • Educational certification: You can go in for that course that will boost your career without worrying about the money with a personal loan.
  • Plan exotic vacation: To de-stress and rejuvenizes oneself a stress-free vacation is essential. This is possible with a quick loan in Kolkata that has an economical rate of interest as well.
View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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