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Personal Loans made simple!

Find the loan that's perfect for you!
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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

For quick loans in Pune choose Qbera loans. When there is a requirement for money to manage financial deficits, it is advisable to approach an institution that offers these loans. With the development and advancement in technology, it is now possible for Fintechs such as Qbera to quickly process loans and make instant lending decisions. These have empowered Fintech companies to process the application and disburse the amount on the same day. This has made quick loans a reality when compared to waiting for a week or more for a bank loan.

These quick loans in Pune are quite simple to apply to with the entire process being done online. The application, documentation, verifications, as well as amount disbursal, is done online and completed within a span of 24-48 hours thanks to the highly advanced online systems.

Quick Loan in Pune - Difference between Qbera and Traditional Lending institutions:


Traditional Banks

CIBIL score of 600

Minimum CIBIL score of 750

Minimum net monthly income of Rs. 18,000

Minimum net salary of Rs 30, 000 and more

No defaults in the last 12 months

No defaults in last 12 months

Late payments a few times are allowed

Late payments attract heavy penalty

Paperless loans

Paperwork involved

Features of Quick loan in Pune from Qbera 

  • These simple to apply loans are available to salaried applicants in the age group of 23-55 years. Those with low-income too are considered. Qbera processes applications of individuals earning a minimum of Rs 18,000 per month.
  • Being online, there are multiple ways to connect with Qbera. For any assistance or query one can call, email or even WhatsApp the Qbera customer care number. A good customer service is, after all, an important pre-requisite for trouble-free loans.
  • These loans are predominantly paperless. The application and other documents are digitally completed and so eliminating the need for stack loads of paper. However, a handful of documents such as Aadhar, PAN card, photographs and cheque leaves are collected in the physical form.
  • The CIBIL score gives an insight into the individuals credibility and so a score of 750 and more is preferred. Fintechs such as Qbera acknowledge that it cannot be the sole deciding factor and so consider the social and economic standing of an applicant along with the credit score. In order to be eligible for a quick personal loan in Pune from Qbera, he/she should have a minimum credit score of 600.
  • The tenure of the loan is another crucial factor that has an immediate impact as it affects the monthly payouts. The EMIs are considerably less if a long tenure is opted for.  Online personal loans from Qbera allow for a maximum repayment tenure that spans 5 years.

How to apply for a Quick loan in Pune from Qbera

  1. Login to www.qbera.com.

  2. Fill in the personal and employment details

  3. Loan eligibility is communicated instantly

  4. Submit bank statements and other documents such as salary slips and identification documents.

  5. Get a personalized loan quote

  6. Accept the emailed loan quote

  7. An executive picks up copied of Aadhar card and PAN card and cheque leaves from your doorstep.

  8. The loan is transferred to your bank account.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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