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Quick Loans in India

Qbera Quick Personal Loans!
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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Quick Loan India

The Indian credit market has progressed quite impressively in recent times, with a larger section of working-class individuals getting easy and instant access to credit. Quick Loans in India, a form of credit not heard of even until recently, are now a reality, thanks to the emergence of Fintech companies such as Qbera and P2P lenders. In fact, many private banks and NBFCs are typing up with Fintechs to expand their reach in the market. If you are looking for Quick Personal Loans in India, you can get one very easily, with minimal paperwork and literally no hassle.

Qbera offers quick loans in India at interest rates starting from 11.99% p.a. If you are looking for a quick personal loan that is disbursed to your bank account with 24-48 hours, Qbera is your best bet in the market today.

Quick Loans in India from Banks

The term “quick loan India” is a credit instrument mostly characteristic of Fintech companies, and not so much a product offered by traditional banking institutions. This is mostly because traditional lenders such as private banks, although still very popular in the Indian market, take at least 7 to 8 business days to process and disburse loan applications.

When you apply for a personal loan from a traditional lender, you might receive instant or quick approval based on your credit profile, but the actual process that involves document submissions, verifications, and the final disbursal, can take anywhere between 6 to 8 business days, or sometimes even more, depending on the nature of a customer’s application. Moreover, traditional lenders do not usually offer loans to individuals without a credit history, thereby although sporting a sizeable share, they do not cater to the majority of the working class population.

Quick Loans in India from Fintechs

Fintechs and P2P lenders have come to dominate the market in the recent past. The reason for this is the absolute ease in applying, minimal paperwork, and low turnaround times that have become principal attributes of quick loans offered by Fintechs and P2P lenders in India. If you are contemplating applying for a quick personal loan in India, here is why you should choose a Fintech company like Qbera for your instant credit needs:

Looking for an Instant Personal Loan? Get one from Qbera in absolutely no time!

Minimal Paperwork

Quick loans in India don’t even exist as far as Private Banks are concerned. This is mostly because of excessive paperwork involved in processing loan applications. The same isn’t true in the case of Fintechs, however. Applying for a quick loan with a Fintech company involves bare minimum paperwork – in fact, the only real paperwork involved is the cheques to your salary account. For individuals who have an excellent credit history, no paperwork is required.

Very low turnaround times

While we’ve already spoken about how personal loans take at least 7 to 8 business days to be disbursed when you apply with a bank, the story is evidently different in the case of Fintechs and P2P lenders. Fintechs offers instant personal loans with turnaround times spanning anywhere between 24-48 hours.

Loans for low incomes and credit scores

Qbera offers quick personal loans in India to individuals with a minimum income of Rs. 20,000 and a minimum credit score of 575. Banks on the other hand require individuals to have a minimum credit score of at least 700 (some banks require you to have scores of 750+) to qualify for a personal loan.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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