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Personal Loans made simple!

Find the loan that's perfect for you!
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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Quick Loans in Chennai

The capital of Tamil Nadu is also the largest exporter of IT and BPO services in India. This has prompted many young professionals to make this city their home. Although a daunting task, it becomes doable with enough financial backing and support from the organization. The young India entrepreneurs and professional prefer doing things their own way without leaning on parents to fund their dreams. Quick loans in Chennai are helping these youngsters find their footing in new and challenging environments.

Personal loans are the best solution for any kind of monetary deficits. Banks, NBFCs and Fintechs give out these loans. Being unsecured, these loans do not require any kind of collateral. The assets are not under the scanner and so, it becomes easier to choose this loan. The elimination of the need for an asset or a guarantor makes the onus of repayment fall squarely on the salaried youngster and so makes them responsible.

These quick loans are extremely flexible and can be used to fund a variety of situations and needs. The amount can be used to finance a vacation for self or family or to plan for that dream wedding. The amount can be used to renovate your home, upgrade your appliances or even to buy a second-hand car or bike. An emergency hospitalization can be taken care of without calling over parents or friends for funds.

 The interest rate for a Qbera quick loan in Chennai starts at 10.99% and has a tenure spanning 5 years. This ensures that the monthly budget is maintained and the income to loan ratio can be kept in a comfortable zone.

These loans are instant and the entire process of eligibility assessment, document submission, verification is done online. After successful verification of the documents, the amount can be disbursed into your account within 24-48 hours. With a decent CIBIL score, you can also negotiate on the interest rate being charged. Even if your CIBIL score is marginally less – say 600 instead of the 750 that most banks ask for, you can always approach fintech companies like Qbera for a quick loan in Chennai.

The eligibility factors in a nutshell are:

•    Salaried individual

•    Net take home salary of Min Rs. 18,000/-

•    The age bracket of 23-55

•    CIBIL score of 600

•    No payment defaults in the last 24 months.

If you fit the eligibility, just log on the website and apply for a quick loan. Just fill up the required personal and employment details, upload the required documents, an executive will collect the hard copies of a handful of documents from your doorstep and receive the loan quote instantly. After acceptance of the quote which specifies the interest rate and tenure, you can see the amount in our bank account. Also, there are more than 7 lac companies who share their employee database with Qbera. So, the loan approval probability is quite high.

 The documents that are collected include:

•    Aadhar card

•    PAN Card

•    Proof of address

•    Salary and income documents

•    Photographs

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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