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Personal Loans made simple!

Find the loan that's perfect for you!
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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Quick Loans Same Day in India

Getting quick loans on the same day is now a reality! With Qbera’s advanced technology, your profile will automatically be evaluated and you can receive instant loan approval. Qbera offers quick personal loans to salaried individuals with a minimum net monthly income of Rs. 18,000. 

Nowadays with the high inflation conditions prevalent in the country, it is not possible to afford small luxuries of life. We often have to think twice even to buy a high-end device like a smartphone or the latest curve television. Quick loans on the same day are the best solution for such immediate needs. The credit industry is seeing a boom and the easy accessibility to credit has made it possible to enjoy these small joys of life without denting your savings. These high-end devices usually come at a price that cannot be managed by the paychecks. 

Getting Quick Loans on the Same Day in India

Quick loans on the same day in the form of personal loans are available from Fintech companies like Qbera. True to their name, quick loans are instantly processed and disbursed and can be at your disposal on the same day as well. These Quick loans are unsecured and so no collateral has to be pledged- this is undoubtedly one of the high points of an instant personal loan.

It is quite easy to get a quick personal loan, however, before starting the application process, carefully look at the eligibility criteria. Many times, the failure to meet these basic guidelines leads to application rejections. These rejections have a two-fold impact on your credit. Firstly, the lenders are usually wary about lending to applicants who have been rejected by peers and secondly, these rejections for a part of your credit score and is reflected for a long time. The lender also does a ‘hard pull’ of your credit score while considering your application and a high number of such pulls in a short time frame is interpreted as credit hungry behavior and also lowers your credit score. 

Eligibility conditions for a Same Day Quick Loan in India from Qbera

  • The applicant must be salaried- the absence of any collateral plants the onus of loan payment solely on the salaried individual. The employment status and the stability at the job is thoroughly analyzed.

  • The applicant must have a net salary of Rs 18 000- To ensure timely repayment of loan a minimum salary of Rs 18,000 is considered.

  • The applicant should be in age group of 23-55 years- Applicants in the age group of 23-55 years are better equipped to make proper use of the long tenure provided.

  • The applicant must have a CIBIL score of 600 -There are numerous factors that affect a credit score and sometimes incorrect data might cause a lesser score. Fintech companies, therefore, do not solely depend on it. They consider the score along with social and economic preferences. So, a marginally low score is not a bother.

Features of Qbera's Quick loans on the same day

  • Unparalleled digital experience as the entire process is completely digitized.

  • Quick disbursal time of 24-48 hours after document verification 

  • Competitive interest rate starting at 10.99% is one of the best in the industry.

  • Long repayment tenure that spans up to 5 years ensures manageable monthly payouts.

  • Individuals in the low-income group can apply.

  • Individuals staying in shared accommodation are considered for same day loans.

  • The highly flexible loan can be used as per the needs of the applicant in a variety of scenarios.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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