A quick unsecured loan is a loan product from Qbera that reaches your bank account within 24 hours! Minimum income required to apply is Rs. 18,000 per month and minimum credit score required is 600.
Choose quick unsecured loans as the ideal way to manage any situation that requires urgent financing. It’s the small joys of life that make the most profound impact and stay fresh in memory. Buying your first hi-tech smartphone from your own earnings- yes! That can be done with a little push in the form of a personal loan. Managing your higher education without parental support, buying a used car/bike or simply surprising your parents by redoing and renovating the house; any of this and more can be achieved without liquidating your savings in the form of a quick unsecured loan from Qbera. You might not be able to do this from your paycheck alone but with careful planning and consideration as well as a momentum in the form of the loan can help you out.
A Quick unsecured loan from Qbera does not require any kind of collateral. There is no asset at stake or a need for a guarantor, so yes, you can get your loan on the basis of your salary and other criteria. The interest rate is a bit high – but that is expected as these fall in the high-risk category and are collateral-free.
The CIBIL score gives an insight into the lenders regarding the credibility of a borrower. Those with scores lesser than 750 face immense difficulty in securing a loan. Qbera, however, does consider such applications and studies them along with the social and economic standings of the applicant, thereby increasing the loan approval probability. However, a score of 600 and more is considered best.
The highly competitive interest rate starting at 10.99% and the long repayment tenure spanning 5 years are two other important aspects of a quick unsecured loan from Qbera. This ensures that the monthly EMIs do not disrupt the family budget and the loan is repaid comfortably. If you have an excellent CIBIL score, be sure to negotiate on the interest rate offered to make it the best one for your loan.
Making use of the best in technology and lending industry, Qbera offers a complete digital experience while processing your quick loan application. The entire process is done online and only some documents like PAN card, photographs and cheques are collected from the applicant. Again, an executive from Qbera is assigned and so there is absolutely no need to step out of your home to secure a personal loan.
You should be a salaried individual
Minimum net salary of Rs.18 000/-
Age group of 23-55 years
A minimum CIBIL score of 600 and no defaults in the last 24 months
Fill out the personal and employment details on the online application form available at www.qbera.com
Submit the bank statement that reflects salary credit and other supporting documents online.
Qbera sends a personalized loan quote
After receiving the email acceptance of the quote and the submission of some physical documents that undergo another round of verification, the loan amount is credited to the bank account within 24-48 hours.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"