Looking for same day loans in India at the best interest rates? Qbera offers same day loans in India at rates starting at 11.99% p.a., going up to 24% p.a. The interest rates on same day loans depend on an applicant's credit score, repayment history and current nature of debt.
So? do you want your same day personal loan in no time? Well, Qbera is who you should go to, for you can get instant approval on your same day loan and get the amount disbursed to your account within 24 hours.
Qbera offers same day loans to individuals with a minimum credit score of 575. While private banks need you to have a credit score of at least 750, Qbera offers personal loans even to individuals with low credit scores starting from 575.
While individuals with low credit scores can apply for a loan from Qbera, there should be no instances of defaults in the last 12 months, and no instances of EMI bounces or cheque bounces in the last 2 months.
The minimum income to get a same day personal loan from Qbera is Rs. 20,000 per month (net monthly take home). Private banks offer personal loans mostly to individuals with incomes upwards of Rs. 30,000 per month, with some banks requiring individuals to have a minimum income of at least Rs. 50,000 to be eligible for a personal loan.
With Qbera, you can get one-day approval personal loans even if you stay in a shared accommodation or your employer is unlisted.
As such, private banks do not offer same day loans. If you want a personal loan that you can get on the very same day, approaching a P2P lender or a Fintech company makes better sense. Banks take at least 7 to 8 business days to disburse your loan.
Choose Qbera and get your loan instantly, within 24-48 hours.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Following a Supreme Court Order dated 13th March, 2018, Insurance regulator IRDAI extended the deadline for linking the 12-digit unique identity number with various insurance policies.
A day after SBI hiked deposit rates across maturities, the largest lender of India also raised MCLR by up to 25 basis points. MCLR is now at 8.15 percent which was earlier at 7.95 percent. This signals a possible increase in the EMIs of all types of loans – starting from personal loans to home, auto and other loans. ICICI Bank and Punjab National Bank (PNB) also hiked their MCLR by 15 bps. PNB home loans will now be at 8.6% and for women it will be 8.55%.