Same Day Personal Loans

If you’re looking for online lenders that offer personal loans within a one-day period, Qbera is your answer!

What are same day personal loans?

As the name suggests, a same day personal loan is one that is processed, approved and disbursed in the span of one single day. Same day personal loans have gained considerable traction in the present day market, with most people preferring these types of loans to ordinary, traditional loans offered by banking institutions. 

Use the Qbera EMI calculator and check the loan amount you’re eligible for

Same day loans have particularly become popular in metropolitan cities. With the increasing number of working professionals in these cities, the rising standard of living and easy availability of resources, same day loans have only grown in demand. 

Qbera offers same day personal loans to salaried individuals. The biggest benefit of choosing Qbera for a same day loan is that Qbera has easy eligibility criteria and an advanced loan processing system in place to enable swift and seamless loan disbursals. 

Benefits of choosing Qbera for your same day personal loan

If you’re looking for the right lender for your same day loan, here are some reasons why you might want to consider Qbera against other lenders. 

Same day personal loans for people with poor credit scores

At Qbera, you can get instant approval for a same day personal loan even with a low credit score of 600. Most traditional lenders require you to have a credit score of over 750 in order to be eligible for a personal loan. 

Same day loans for people with low income 

Even if your salary is less, you can get a personal loan from Qbera. Note that Qbera offers same day loans to individuals with a minimum income of Rs. 20,000 p.m. Traditional lenders like banks, for instance, require you to have a minimum income of at least Rs. 30,000 – Rs. 35,000 in order to qualify for a personal loan. 

Same day loans with great customer service

If you have any query regarding your loan application or otherwise, you can contact Qbera’s customer service representatives either through Whatsapp, telephone, or through email. Right from the time you apply for your loan with Qbera until your loan amount is disbursed to your bank account and you pay the last EMI of your loan, our service representatives will always be available to assist you. 

Completely digital

Same day personal loans from Qbera are completely digital – the application is paperless. The process can be completed online – even documents can be submitted online. Verification of personal and professional details, including document verifications, can be done digitally. 

Same day loans with a choice of tenure

If you choose Qbera for your same day loan, you can pick a tenure from 6 months to 60 months. Depending on your loan amount, income and monthly credit liabilities, you can choose a tenure that will accordingly determine your EMIs. 

Same day loans for employees of unlisted companies

Choosing Qbera for a same day personal loan will mean that your loan application won’t face rejection just because your employer is not listed. Traditional lenders will reject your application if your employer is not listed. Qbera, however, offers same day loans to employees of over 7 Lakh companies in India. 

How to apply for a same day loan with Qbera?

Here is what you’ve got to do to apply for a same day personal loan with Qbera:

• Visit the Qbera website and click on the option to apply for a loan. Note that Qbera currently offers loans only to salaried employees. 
• The next step would involve choosing a loan purpose and the loan amount. You can use the Qbera EMI calculator to know your loan eligibility based on your income and current monthly liabilities. 
• You can then go ahead and upload your documents and submit them. Your documents will be verified digitally unless you haven’t taken a loan or any form of credit before. 
• You will get instant loan approval based on your credit profile. Once you receive a final approval after verification of your documents, you will receive a customized loan offer. 
• After you accept the offer, the loan amount will reach your bank account within 24 hours.

Things to keep in mind when you apply for a same day loan with Qbera

• You should be a salaried individual. Currently, there is no provision for self-employed individuals to get a loan from Qbera. 

• You should be at least 23 years of age. Also, you shouldn’t be older than 55 years of age. 

• Your credit score should be at least 600 with no instances of defaults in the last 24 months. 

• Your minimum monthly income should be Rs. 20,000.