Get a small personal loan from Qbera within 24-48 hours! Qbera offers unsecured personal loans to salaried individuals residing in Bangalore, Chennai, Mumbai, Delhi, Pune, Jaipur, Hyderabad and Ahmedabad. If you are salaried, have a minimum net monthly income of Rs. 20,000 and a minimum CIBIL score of 575, you are eligible for a small personal loan from Qbera!
Getting a small personal loan from Qbera - Here is what you should know
Digital Application process
The application process for small personal loans from Qbera is digital, paperless, and super-quick. All you've got to do is fill out your details - personal and professional - in the online application form. While the collection of physical paperwork is necessary, in cases where an individual has an excellent credit record, no physical paperwork might be required.
Bank Statements
You will have to submit your bank statements for the last 3 months using your netbanking credentials through a secure web channel. As such, you should've been employed with your current company for a minimum period of 3 months in order to become eligible for a small personal loan from Qbera.
Small personal loans for Low CIBIL
In order to qualify for a small personal loan from Qbera, you should have a minimum income of Rs. 20,000, and a minimum CIBIL score of 575. Traditional lenders that operate in the personal loan space require individuals to have a minimum income of at least Rs. 30,000 per month, and a minimum credit score of at least 700. By providing access to instant credit to low-CIBIL and low-income persons, Qbera has been able to serve a large section of traditionally underserved customers in India's top cities.
Small Cash Loans to individuals residing in shared accommodations and those employed with unlisted companies
If you reside in a shared accommodation or your employer is not listed, you can still qualify for a personal loan from Qbera if all other parameters (credit score and income in specific) are satisfactory.
Documents for small personal loans from Qbera
- Aadhaar Card
- PAN Card
- Proof of address
- Salary and income documents
- Bank statements for the last 3 months
- Photographs
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