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Personal Loans made simple!
Get a small personal loan from Qbera within 24-48 hours! Qbera offers unsecured personal loans to salaried individuals residing in Bangalore, Chennai, Mumbai, Delhi, Pune, Jaipur, Hyderabad and Ahmedabad. If you are salaried, have a minimum net monthly income of Rs. 20,000 and a minimum CIBIL score of 575, you are eligible for a small personal loan from Qbera!
Getting a small personal loan from Qbera - Here is what you should know
Digital Application process
The application process for small personal loans from Qbera is digital, paperless, and super-quick. All you've got to do is fill out your details - personal and professional - in the online application form. While the collection of physical paperwork is necessary, in cases where an individual has an excellent credit record, no physical paperwork might be required.
Bank Statements
You will have to submit your bank statements for the last 3 months using your netbanking credentials through a secure web channel. As such, you should've been employed with your current company for a minimum period of 3 months in order to become eligible for a small personal loan from Qbera.
Small personal loans for Low CIBIL
In order to qualify for a small personal loan from Qbera, you should have a minimum income of Rs. 20,000, and a minimum CIBIL score of 575. Traditional lenders that operate in the personal loan space require individuals to have a minimum income of at least Rs. 30,000 per month, and a minimum credit score of at least 700. By providing access to instant credit to low-CIBIL and low-income persons, Qbera has been able to serve a large section of traditionally underserved customers in India's top cities.
Small Cash Loans to individuals residing in shared accommodations and those employed with unlisted companies
If you reside in a shared accommodation or your employer is not listed, you can still qualify for a personal loan from Qbera if all other parameters (credit score and income in specific) are satisfactory.
Documents for small personal loans from Qbera
- Aadhaar Card
- PAN Card
- Proof of address
- Salary and income documents
- Bank statements for the last 3 months
- Photographs
Interest Rate & Other Charges
| Interest Rate
|
11.99% to 35.99%
|
| Processing Fee
|
1% to 5% of total loan amount
|
| Loan Amount
|
₹1,00,000 to ₹15,00,000
|
| Loan Tenure
|
12 to 60 months
|
Pradeep
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
Shekhar
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
Syed
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
Anish
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
Arun
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
Bhaskar
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
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QBERA
We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.
* Subject to Risk Profile
Contact our support team via WhatsApp by clicking below:
contact@qbera.com
1800 4198 121
+91 95136 99002
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main,
Vasanth Nagar.
Bangalore 560 052