Smart Personal Loans are personal loans that you can apply for with your smartphone. The biggest advantage of applying for a smart personal loan is that you can complete the entire application process, including uploading of supporting documents, online - through your phone. These are unsecured loans that do not require any form of collateral and are delivered to your bank account in no time!
From smart cities to smart cards, the world today all about being smart. There are smart classes at schools that cater to smart children of today who are hooked to the internet and are tech-savvy. Smart personal loans are the norm nowadays that helps the modern-day individual smartly deal with any kind of financial shortfalls.
Fintech lenders and P2P lenders are your best bet if you are looking for a smart personal loan in India. This form of credit is a reliable and comfortable solution for circumstances that require speedy funds. P2P lenders and Fintech companies have become extremely popular these days, making the process of applying for a loan extremely simple and seamless. There is no limit on the end use of this type of credit - you can actually plan your dream wedding or vacation, finance your education or buy a second-hand car or bike with this personal loan.
So, it is understood that a smart personal loan is a smart solution for short-term financial deficits. There are some qualifying factors that are considered, these are:
Once you qualify for the loan, you can go ahead and choose a lending company based on your need. However, in this tech-savvy smart world, why would one waste time going to the bank branch just to submit a loan application. So, redefining the way loans work, Qbera a fintech offers a completely digitized loan process. You just need to log on to www.qbera.com and fill in some personal information to know if you are eligible, after which the documentation and verification process is undertaken. Once the process is completed you can expect the amount in your account within24-48 hours. Qbera gives out personal loans ranging from Rs 50,000 to Rs 25,00,000. So, any kind of need can be well managed by the loan. The loan tenure ranges from 6 months to 60 months and the rate of interest starts at 11.99%.
You can simply submit the bank statements and other documents online, but, there are a few physical documents that are needed. An executive collects these, so you do not have to run around for that.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"