Travel Loan

What is a Travel Loan?

How many times have you thought of a fun filled, adventurous or a romantic holiday with your spouse, away from the daily fast life? Or even wanted to surprise your family with a Euro Trip they never dreamt of? But every day just passes on with the melancholy of not being able to fund that vacation. Isn’t it? Well, Travel loan is the key to your sorrows. A travel loan or a holiday loan is nothing but a personal loan which can be availed to get instant cash for your next dream vacation. Either you fly to the romantic tourist places like Singapore and Switzerland, or you plan to explore the adventurous Leh, Ladakh, and other green suburbs of northern India, a travel loan definitely helps you manage the instant financing without disturbing the routine expenses.

Different types of Travel Loan

The two major categories of travel loan include the international travel loan and the domestic travel loan. Others include the senior citizen loan and a simple Personal Loan.

International travel loan

Travelling across the seas is definitely going to cost you a big pocket. But don’t worry! International travel loan will handle all your hotel bookings, flight fares, tour guide expenses, and also the unprecedented expenditure you may face while you away from your home land.

Domestic travel loan

Slightly different from a foreign travel loan, the overall cost of a domestic travel will not burden you across the loan tenure. The loan amount that you will need will be lesser depending upon the type of travel or the number of days you want to cover for a domestic trip. A domestic travel loan is there to back you up for the sightseeing finances, adventurous task bookings, trekking, hiring bikes for road trips and also not to forget the expensive but life time experiences like bungy jumping and sky diving.

Senior Citizen loan

This is a specialized loan for senior citizens who are not that old enough to quit the adventures of travelling. You must be thinking this is so true for your grandparents! But yes, you also want to insure their health and keep an eye on them while they enjoy the trip far away from you. Get rescued with the senior citizen loan which takes care of your grandparents along with the expenses in a customized manner across the entire trip. You will not have to worry about who will help them during the flight or during the unfamiliar surroundings. Just apply for the senior citizen loan and leave the rest.

Features & Benefits from Qbera

Qbera, being one of the top most online instant loan supplier is where you need to start with your travel plan. Here are some of the added features and benefits from Qbera that you can savour during your holiday.
  1. Easy apply & approval: You think of borrowing money for a holiday, just log on to Qbera website, fill the online application form and get approved in 24 hours.
  2. Qbera special: Unlike Qbera not all the companies cover a wide variety of companies to provide loan. Best part is you don’t have to worry even if you are a start-up!
  3. Minimal paperwork: Qbera’s documentation process is so easy making your life simple by just uploading few bank statements online and after the approval their customer care executive will be at your doorstep to collect the documents.  
  4. Coverage of travel expenses entirely: Right from the train, bus and flight fares to the costing of 3 time meals a day to the hotel stay and other visits to special places, Qbera handles it all until you return home.  
  5. Interest rate: Qbera offers the most competitive rates ranging between 14-24% depending upon the type of loan you require.
  6. Minimal processing fee: Their processing fee is almost negligible ranging between 2-3%. Besides that the late payment fees, prepayment charges, cheque bounces are based on RBL norms.
  7. 24*7 support: You can reach the Qbera staff anytime via Whatsapp at +91 89719 28484, by the chat feature on the bottom right corner on their online platform or send an email.

Eligibility Criteria

  1. You should be at least 23 years old.
  2. Your monthly income should be at least 20,000 and make sure you don’t have any cheque bounces in the last 6 months.
  3. It would be an added benefit if your CIBIL score (or the Credit Score) is at least 625.
  4. Make sure you own the necessary documents like the ID proof, residential proof, income proof, and bank statements.

Documents Required (Qbera needs the least)

  1. PAN Card
  2. Aadhar Card
  3. Bank Statements of last 6 months (optional)

Interest Rates

Qbera offers the most competitive rates ranging between 14-24% depending upon the type of loan you require.

FAQs on Holiday Loans

 
  1. Why do I need a travel loan?
    A travel loan will help keep your savings aside and still make your holiday remarkable one.
  2. What is the processing fee for a travel loan?
    The processing fee for a travel loan is as low as 2-3%.
  3. What is the interest rate for a holiday loan?
    The best competitive rates for a travel loan range between 14-24%.
  4. In how many days does a travel loan get approved?
    The travel loan gets approved within 24 hours of your application.
  5. How to apply for a travel loan online?
    You just need to go the online platform of the loan company, fill the online application form and upload the necessary documents and submit the application. It’s that easy.

QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

* Subject to Risk Profile

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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