Get urgent cash loans online at competitive interest rates if you are a salaried individual with a minimum net monthly income of at least Rs. 20,000 per month.
Qbera offers cash loans to individuals with low credit scores. The minimum credit score to apply for an immediate loan from Qbera is 575. While Qbera allows individuals with low credit scores to apply for loan, applicants applying for loans with Qbera should not have instances of defaults in the last 12 months.
The application process with Qbera is completely digital and paperless. Supporting documents can be submitted online. Bank statements can be submitted through a secure web channel using netbanking credentials.
Qbera offers immediate online loans to individuals with an income of at least Rs. 20,000 per month. This is one aspect where Qbera stands out against its competition, as most private banks have a minimum income requirement of at least Rs. 30,000 per month.
Instant Loans from Qbera come with tenures that fall between 6 months and 60 months. Loan amounts range from Rs. 50,000 - Rs. 25,00,000. Applicants can choose a tenure based on their repayment capacities.
Qbera offers online personal loans to individuals employed in unlisted companies as well. Also, individuals residing in shared accommodations can apply for an immediate loan with Qbera.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Following a Supreme Court Order dated 13th March, 2018, Insurance regulator IRDAI extended the deadline for linking the 12-digit unique identity number with various insurance policies.
A day after SBI hiked deposit rates across maturities, the largest lender of India also raised MCLR by up to 25 basis points. MCLR is now at 8.15 percent which was earlier at 7.95 percent. This signals a possible increase in the EMIs of all types of loans – starting from personal loans to home, auto and other loans. ICICI Bank and Punjab National Bank (PNB) also hiked their MCLR by 15 bps. PNB home loans will now be at 8.6% and for women it will be 8.55%.