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Wedding Loans ICICI vs Wedding Loans Qbera

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I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Wedding Loans ICICI vs Wedding Loans Qbera

Marriage is a celebration of two individuals coming together along with their families and building a new family based on mutual love and respect. Wedding being the celebration that it is, is extremely expensive. There are innumerable customs and rituals that have to done and not to mention the innumerable gifts that are given to family members. Although saving for a marriage is ingrained in the Indian mindset, very often, there is a disparity between the expenses and the saving. The reasons can be varied, but the downside is that you will have to downsize on the wedding arrangements. This is not the ideal situation making traditional lenders the go-to option for funds and this is done after pledging collateral. This can be avoided with a collateral free personal loan to cover your marriage expenses.

Banks and Financial institutions now offer personal loans for marriage to salaried individuals. Although extended for the primary reason to cover marriage expenses there in no capping on the end use of the amount. The amount can be used to pay for the wedding dress, catering, jewelry, rent for the venue or any which way deemed necessary by you.

Features of Wedding Loans from Qbera

A personal loan from Qbera takes the pressure off your personal saving and you need not end up broke after your dream wedding. The personalized loans have long repayment tenures so that you can pay it in affordable EMIs that do not put a huge liability on your monthly budget.

  • Variety options for salaried individuals and self-employed persons
  • Open to persons with a net monthly salary of Rs 18,000
  • Anyone in the age group of 23-55 years can opt for it.
  • A completely digitized process.
  • Flexibility of usage
  • Minimal processing fee and no hidden charges
  • Competitive interest rate
  • Dedicated customer care

Features of Wedding Loans from ICICI

A wedding loan from ICICI bank also has minimal documentation and there is no collateral pledged. This makes it one of the preferred solution to meet financial deficits during a wedding.

  • These are extended to salaried individuals with minimum monthly income Rs.17,500. If you are staying in Delhi or Mumbai the minimum salary required is Rs 25,000 and Rs 20, 000 for cities like Hyderabad, Pune or Kolkata.
  • 23-58 years is the preferred age
  • Flexible use
  • Minimal documentation
  • Dedicated customer care

ICICI wedding loan Vs Qbera wedding loan

ICICI Wedding Loan
Qbera Wedding Loan
Rate of Interest
Starting at 10.99%
Starting at 10.99%
5 years
5 years
Loan amount
Up to Rs 20 00 000/-
Up to Rs 25,00 000/-
Disbursal time
Within 72hours
24-48 hours max
Processing Fee
Up to 2.25% per annum of loan amount plus GST
CIBIL score 
700 and above
600 and above

Before selecting a payment tenure it is prudent to answer these three essential questions:

  1. What is the monthly budget for your income?
  2. What all are your existing liability?
  3. Are there any predicted future financial prospects?

Once these three questions have suitable answers, you can ideally plan the best repayment tenure.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
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MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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