Marriage is a celebration of two individuals coming together along with their families and building a new family based on mutual love and respect. Wedding being the celebration that it is, is extremely expensive. There are innumerable customs and rituals that have to done and not to mention the innumerable gifts that are given to family members. Although saving for a marriage is ingrained in the Indian mindset, very often, there is a disparity between the expenses and the saving. The reasons can be varied, but the downside is that you will have to downsize on the wedding arrangements. This is not the ideal situation making traditional lenders the go-to option for funds and this is done after pledging collateral. This can be avoided with a collateral free personal loan to cover your marriage expenses.
Banks and Financial institutions now offer personal loans for marriage to salaried individuals. Although extended for the primary reason to cover marriage expenses there in no capping on the end use of the amount. The amount can be used to pay for the wedding dress, catering, jewelry, rent for the venue or any which way deemed necessary by you.
A personal loan from Qbera takes the pressure off your personal saving and you need not end up broke after your dream wedding. The personalized loans have long repayment tenures so that you can pay it in affordable EMIs that do not put a huge liability on your monthly budget.
A wedding loan from ICICI bank also has minimal documentation and there is no collateral pledged. This makes it one of the preferred solution to meet financial deficits during a wedding.
ICICI wedding loan Vs Qbera wedding loan
||ICICI Wedding Loan
||Qbera Wedding Loan
Rate of Interest
||Starting at 10.99%
||Starting at 10.99%
||Up to Rs 20 00 000/-
||Up to Rs 25,00 000/-
||24-48 hours max
||Up to 2.25% per annum of loan amount plus GST
||700 and above
||600 and above
Before selecting a payment tenure it is prudent to answer these three essential questions:
Once these three questions have suitable answers, you can ideally plan the best repayment tenure.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
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I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
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