Salaried? Get Personal Loans in Chennai
Eligibility Criteria
Take Home Salary > ₹20,000
At least 23 years old
Work for a Private Ltd. /
     Public Ltd./ Govt. Company
EMI starting from ₹2,733/lac*
Free Eligibility Check
Request a
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Net Monthly Salary
Current EMIs (Excluding the loans that are ending in the next 3 months)
You are eligible for a loan of
EMI of (4 years)
Sorry! You are currently not eligible for a loan with Qbera.
EMI starting from ₹2,733/lac*

Smart Personal Loans for a Smarter India

Quick hassle-free Personal Loan from ₹50,000 to ₹5,00,000.
Get the money in your bank account .

Easy Application

Easy Application

No unnecessary meetings or paperwork. Just tell us about yourself, your employment and your needs.

Flexible Loans

Flexible Loans

Select from multi tenure loans to choose the loan that’s best for you and your future financial goals.

Fast Payment

Fast Payment

Once your loan is approved, we transfer the money straight into your bank account.

Secure Process

Secure Process

We keep all your data secure with 128 bit SSL encryption and we promise never to sell your data.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

How it works

Step 1
1

Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

2

Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

3

Choose your term

Choose the loan offer which is best suited to your needs.

4

Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

5

Repay your loan

Pay your loan off with automatic EMI payments

How it works

Step 1: Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

Step 1

Step 2: Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

Step 2

Step 3: Choose your term

Choose the loan offer which is best suited to your needs.

Step 3

Step 4: Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

Step 4

Step 5: Repay your loan

Pay your loan off with automatic EMI payments

Step 5

Personal Loans in Chennai



At Qbera we provide instant loans for your urgent and unexpected needs . Whether you have unforeseen medical expenses, or you want a simple way to consolidate debt, or you just want to go on a holiday with your loved ones, we understand.

Simple, Instant, Flexible

Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. To keep the application process quick we only ask you for a few readily available documents such as identity proof, residence proof and income statements. Our algorithm uses all this information about you, to determine your future potential and help you get the best rate and eligible amount instantly.

Quick Loans from ₹50,000 to ₹5 Lakhs

As a customer in Chennai, you may be eligible to a loan amount ranging from Rs.50,000 to Rs. 5 lakh at competitive rates starting from 12.5% and have the money deposited directly in your bank account as early as 12:00 Noon tomorrow.

Tenure of 1 to 3 years with Flexibility to Prepay

You can choose the term of your loan depending upon your convenience and ability to repay. We offer tenures from 1 to 3 years. At any point of time if you wish to clear your loan with us, you can do so.



WHY CHOOSE QBERA AS YOUR PERSONAL LOAN LENDER IN CHENNAI ?

Complete Transparency

We would like to be absolutely honest when it comes to offering personal loans in Chennai We don’t believe in hidden charges and hidden clauses. We give you all the information about what you can expect upfront.

Unmatched Support

Our main objective at Qbera is to help to you in your time of need and we are always available for your queries. Our friendly, Chennai based team is here to help. Call us anytime between 10AM – 6PM IST on weekdays and 10AM to 1PM on weekends.

Absolute Confidentiality

We maintain a high level of confidentiality while offering personal loans in Chennai. We protect your confidential details and do not sell or share these details with any third party, at any point of time

Enhance Credit History

Qbera sends regular reports to various credit bureaus about loan performances. Making payments to Qbera on time can help you enhance your credit history.

Qbera may be able to help when you need it the most. Apply now for a smart hassle-free loan in Chennai.

Types of Loans

At Qbera we offer quick hassle-free loans for several purposes

Easy Application

Second Hand Car Loans

At Qbera, you can apply for any vehicle loan be it a bike loan, scooter loan or even a used car loan without any of the difficulties that are often faced with traditional banks and NBFCs.

Flexible Loans

Wedding Loans

Qbera is there by your side to ensure you don’t have to compromise on your big day. Get a marriage loan, an engagement loan or a honeymoon loan instantly with Qbera even at the last minute.

Fast Payment

Credit Card Refinancing

Saddled with credit card debt? Want to repay the balance on your card? With Qbera, convert your high-cost credit card debt into affordable monthly EMIs at low interest rates in no more than 24 hours.

Secure Process

Education Loans

Want to study further but require funding for your fees? We offer instant education loans for salaried professionals at attractive interest rates. Apply today to fulfill your educational goals.

Easy Application

Home Improvement Loans

Require furniture or interiors for your new house or want to renovate your existing home? Qbera provides Home improvement loans, home remodeling loans, home renovation loans, home repair loans and furniture loans instantly!

Flexible Loans

Travel Loans

At Qbera, get a travel loan of up to 5 lakhs in a quick, convenient process. We offer travel loans, tour loans, holiday loans, vacation loans, air ticket loans, foreign travel loans, cruise booking loans in less than 24 hours.

Fast Payment

Medical Loans

Medical issues often require urgent funding. In such situations, getting money quickly is a top priority. At Qbera, we respect this and can help you with such Medical loans or emergency cash in less than 24 hours.

Secure Process

Loan Refinancing

Existing loans that you may have can be refinanced to lower your monthly payments. Be it a payday loan, credit card loan, education loan, wedding loan or travel loan. Qbera offers the fastest loans for debt consolidation or refinancing.

What people are saying

Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

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QBERA

We are a Chennai-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

* Subject to Risk Profile

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
#101, Sufiya Elite (2nd Floor)
18/1 Cunningham Road,
Opp. Coffee Day.
Bangalore 560 052

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