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Eligibility Criteria
Take Home Salary > ₹20,000
At least 23 years old
Work for a Private Ltd. /
     Public Ltd./ Govt. Company
EMI starting from ₹2,733/lac*
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EMI starting from ₹2,733/lac*

Smart Personal Loans for a Smarter India

Quick hassle-free loans from ₹50,000 to ₹5,00,000.
Get the money in your bank account .

Easy Application

Easy Application

No unnecessary meetings or paperwork. Just tell us about yourself, your employment and your needs.

Flexible Loans

Flexible Loans

Choose the loan that’s best for you. Adjust your repayment to go inline with your future financial goals.

Fast Payment

Fast Payment

Once your loan is approved, we transfer the money straight into your bank account.

Secure Process

Secure Process

We keep all your data secure with 128 bit SSL encryption and we promise never to sell your data.

How it works

Step 1
1

Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

2

Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

3

Choose your term

Choose the loan offer which is best suited to your needs.

4

Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

5

Repay your loan

Pay your loan off with automatic EMI payments

How it works

Step 1: Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

Step 1

Step 2: Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

Step 2

Step 3: Choose your term

Choose the loan offer which is best suited to your needs.

Step 3

Step 4: Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

Step 4

Step 5: Repay your loan

Pay your loan off with automatic EMI payments

Step 5

Education Loans in Pune



Education Loans Overview

Education is the only way one can overcome social and financial barriers. As per the recent study conducted by the Institute of US-India Policy in Washington, only 1 in 10 students in India have access to college education. Be it your kids school or college education or your own studies that require funding, an education loan can help fulfill these aspirations.

It is not uncommon for couples to state escalating school fees as one of the major reasons for them to opt to have only one child. It is always a terrible for parents when the academic year commences as private schools increase their fees immensely and there is no law to check this too. In some cases, it is as much as the annual income of the family. Therefore, it is no wonder parents find it excruciatingly hard to pool up enough money for their kids’ education. Same could be said for college courses and career enhancement courses. While they do promise a bright and stress-free future. A Student Loan usually covers the tuition fee, cost of study materials (books, laptop, lab fee etc.), exam fee, hostel fee, transportation cost fees and library fee among others.

Pune is the quieter sister of Mumbai but enjoys the moniker, ‘the Oxford of the East’. This is attributed to the fact that it is home to more number of educational institutions and universities than any other Indian city. Even with subsidy, students do not find these institutions affordable and end up taking a personal loan in their name or their guardian’s name. While many lenders offer student loans to students, Qbera offers personal loans at an attractive rate of interests to parents/guardians who earn a fixed and steady income. Let us explore the scope of education loans in Pune in detail.

Who can avail Education Loans in Pune?

  • Any Pune resident, who is salaried and earns at least Rs. 20,000 in hand per month can apply for an education loan from Qbera
  • The applicant must have at least 2 years of work experience and should have a minimum CIBIL Score of 625.
  • The loan seeker’s debt-to-income ratio should be less than 40 percent.


Features & Benefits of Student Loans in Pune

Quantum of loan

You can apply for a loan of up to Rs. 7.5 lacs. The minimum amount we offer is Rs. 50,000. You may opt for a top-up after six months if you have made timely EMI repayments.

Security

We do not take any security as our education loans are personal loans aka unsecured loans. However, we do take 4 to 6 signed blank cheques from the applicant, which we use in case you default.

Tenure

We offer flexible tenures that range from 12 to 36 months. The longer the tenure is, the lesser the EMI would be and vice versa. You can adjust your tenure accordingly to repay the loan comfortably.

Interest Rate

Our interest rates range from 14 to 24 percent as we follow a risk-based criteria. You will be levied interest according to your credit profile. For instance, if you have defaulted in the past, it could affect the price of your loan.



Why Chose Qbera Education Loans?

Monetary Assistance

With the daily struggle to meet both ends, education expenses can seem backbreaking. This is where Qbera offers a helping hand and gives you personal loans at competitive rates and adjustable tenures.

Easy Access

You can access Qbera education loans anywhere anytime as we take care of the entire process online. All you need is an internet connection. You may visit the website and apply directly or get in touch with our official directly via phone, email or Whatsapp.

Customized Help

Our products are highly personalized and we design the loans as per your needs and credit-risk. With an all-inclusive education loan, various facets of the programme can be easily addressed without any added risk of falling short of cash midway.



How to apply for an Education Loan via Qbera

Qbera application procedure takes the words ‘easy’, ‘quick’ ‘simple’ and ‘hassle-free’ among others to a new level. Check out the 5 stress-free steps to get it done the Qbera way:
  • Just log on to Qbera.com and fill in the application form (it barely takes 5 minutes)
  • Upload your bank statement on the website
  • Qbera gives you an offer within 4 hours
  • Our representative will come and collect the documents
  • Money transferred to your account in less than 24 hours

Qbera may be able to help when you need it the most. Apply now for a smart hassle-free loan in pune.



Types of Loans

At Qbera we offer quick hassle-free loans for several purposes

Easy Application

Second Hand Car Loans

At Qbera, you can apply for any vehicle loan be it a bike loan, scooter loan or even a used car loan without any of the difficulties that are often faced with traditional banks and NBFCs.

Flexible Loans

Wedding Loans

Qbera is there by your side to ensure you don’t have to compromise on your big day. Get a marriage loan, an engagement loan or a honeymoon loan instantly with Qbera even at the last minute.

Fast Payment

Credit Card Refinancing

Saddled with credit card debt? Want to repay the balance on your card? With Qbera, convert your high-cost credit card debt into affordable monthly EMIs at low interest rates in no more than 24 hours.

Secure Process

Education Loans

Want to study further but require funding for your fees? We offer instant education loans for salaried professionals at attractive interest rates. Apply today to fulfill your educational goals.

Easy Application

Home Improvement Loans

Require furniture or interiors for your new house or want to renovate your existing home? Qbera provides Home improvement loans, home remodeling loans, home renovation loans, home repair loans and furniture loans instantly!

Flexible Loans

Travel Loans

At Qbera, get a travel loan of up to 7.5 lakhs in a quick, convenient process. We offer travel loans, tour loans, holiday loans, vacation loans, air ticket loans, foreign travel loans, cruise booking loans in less than 24 hours.

Fast Payment

Medical Loans

Medical issues often require urgent funding. In such situations, getting money quickly is a top priority. At Qbera, we respect this and can help you with such Medical loans or emergency cash in less than 24 hours.

Secure Process

Loan Refinancing

Existing loans that you may have can be refinanced to lower your monthly payments. Be it a payday loan, credit card loan, education loan, wedding loan or travel loan. Qbera offers the fastest loans for debt consolidation or refinancing.

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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

* Subject to Risk Profile

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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