Travel Loan in Ahmedabad
Travel Loan in Ahmedabad
A trip with friends or a family outing is something we find hard to finalize because of our busy work life. Most of the time, we keep pushing it to a later date - the reason being the lack of sufficient funds and time. The former is the major reason why people are looking to apply for a travel loan in Ahmedabad.
Yes! A travel loan is nothing but an unsecured personal loan used to pay for all the expenses related to your travel. Financial institutions like banks and NBFCs provide travel loans in Ahmedabad but follow traditional operations while checking the borrower’s profile, document collection, decision making and so on. However, that is not what the youth nowadays want to wait for. When they want to travel, it makes more sense for them to apply for a travel loan first and then plan.
With the online presence of Qbera loans in Ahmedabad, it is now easy to get a travel loan in Ahmedabad. All you have to do is fill the simple application form at Qbera.com and get digital access to a host of benefits from Qbera travel loans.
Qbera is a leading online Fintech lender that extends unsecured personal loan for travel to salaried individuals who need an instant break to maintain their work-life balance. Being a personal loan by nature, a travel loan in Ahmedabad can be used to cover almost all the expenses related to your holiday. Be it your travel tickets, hotel bookings, site visit fares, or the tour guide booking, an instant loan for travel can do it all.
What all can a Travel Loan in Ahmedabad do online?
As it happens to be, a travel loan from Qbera does everything online. You can apply for an instant personal loan to travel while sitting at home or while at work. Take a look at the benefits of a digital travel loan in Ahmedabad.
As discussed earlier, starting from form filling to document uploads, to document verification and finally the approval – every step involved in the application of a travel loan in Ahmedabad is digital.
A personal loan from Qbera is available online 24/7. It doesn’t matter even if you apply for an instant travel loan after going home from work. We are here to help you, we will get back to you in the working hours and attend to your financial needs instantly.
2. Document verification
This is one of the most important reasons why you should apply for a travel loan in Ahmedabad from Qbera. While filling the online application form, once you provide your personal and professional details, you will be asked to upload the bank statements and necessary documents that support your income and residence.
Our software and technology allow us to verify these documents digitally and make the entire loan application process seamless. This saves time for the customer and helps us reduce our TAT.
3. EMI calculation
When you apply for a travel loan in Ahmedabad through Qbera, you can also find out your EMI online. It hardly takes few seconds. Knowing your EMI prior to loan application is necessary because it helps you get better clarity on how much you should borrow and in how much time you will be able to pay back.
Calculate your EMI now and make a better financial decision that will help you save more in future. The EMI obtained online is accurate and transparent.
Qbera with the help of the NACH mandate allows its customers to pay back for the loan through automatic EMIs. With this feature, you can get your EMIs automatically debited from your bank account. This way, you probably will not miss out on any EMIs.
Benefits of a Travel loan in Ahmedabad from Qbera
It is hard to miss out the benefits of a personal loan for travel when you apply with Qbera.com. Find out why.
1. Go on a domestic or an international trip
Indeed, when you get a travel loan, it is up to you where you want to go. Whether to a romantic hill station in Northern India or to a family trip to Singapore, it is your call.
2. Quick approval
Fortunately, if you have an excellent credit score, the chances of getting approved increase impressive when you apply for a travel loan in Ahmedabad.
3. Pre-booking of flights/trains
When you know you have sufficient money to spend on travel, you can book the tickets for trains or flights in advance. Needless to say, advance bookings are definitely going to provide you discounts on the fares. These savings can be used for other useful events during your trip.
4. Pre-booking of hotel
It is really important to focus on the stay when we are going out with our family. Get a travel loan in Ahmedabad and search online for the best hotels and book them in advance. Avoid the hustle of finding a stay when you reach your holiday venue.
5. Book a personalized car for the site visit
A personal loan for travel can be used to book a personalized vehicle that will let you undertake a customized visit to the places you want to see when you reach the hotel. This option serves as a boon when you are on a honeymoon trip with your loved one and do not want anyone to interfere with your privacy.
Features of Qbera Travel Loan in Ahmedabad
Get approved for a loan amount ranging from Rs. 25,000 to Rs. 10 Lacs
Get attractive interest rates ranging from 11.99-24 p.a.%.
Get a travel loan in Ahmedabad with a processing fee of only 2-4%.
Get a personal loan for travel even with a credit score of 600.
Don’t worry if you stay in a shared accommodation, you are still eligible for a personal loan for travel.
Apply for a travel loan in Ahmedabad through Qbera.com and do not miss out on your adventures.
1. What is a travel loan? How can I get it in Ahmedabad?
A travel loan is a personal loan that you can borrow from a financial institution to pay for all the expenses related to your domestic or international trip. To get a travel loan in Ahmedabad, apply here.
2. What should be my minimum age to get a personal loan to travel?
You must be at least 23 years old and not more than 55 years to get an instant loan to travel.
3. Can I get a travel loan if my credit score is 650?
Yes, Qbera offers instant travel loans to salaried individuals having a credit score of as low as 600.
4. What are the documents that I need to submit to get a personal loan from Qbera?
Please note that we would be requiring the following documents only after your digital approval. However, we recommend you to keep them ready to avoid delay in processing time.
- Aadhar Card
- Pan Card
- 4 cheques from your salary account
- Current address proof
- Permanent address proof (in case the address mentioned in your Aadhar card is different from your permanent address)
Interest Rate & Other Charges
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
- Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
- EMI of ₹7091 per month
- Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
- Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
- Age: 21-57 years old
- Net Monthly Income must be more than Rs. 18,000.
- No defaults in the last 24 months.
Documents Required after Digital Approval
- Aadhaar Card
- PAN Card
- 4 Cheques from your Salary Account
- Current Address Proof
- Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
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