Qbera Open Nav
Simple . Fast . Secure

Personal Loans made simple!

Find the loan that's perfect for you!
Apply now!
Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Unsecured Loan in Pune

An unsecured personal loan in Pune is one that doesn’t require any sort of collateral. Get an instant online unsecured loan from Qbera and get approved within seconds. Applying for credit from Qbera comes with a host of advantages. 

For unsecured loans in Pune choose, Qbera loans if you want to receive your loan amount in super-quick time. With a net monthly income of Rs 18000 and a credit score of 600 you can approach Qbera for an unsecured loan to manage any kind of financial shortfall. These loans are super quick with the use of advanced technology in all facets of loan processing. The turnaround period for an unsecured loan in Pune by Qbera is 24-48 hours of successful document verification.

The emerging metro city has many educational institutes and IT companies. The changes in the economic and social life has prompted higher dependence on loan. Qbera is in the forefront of funding any such loan requirements in Pune.

Unsecured Loans in Pune - Fee comparison between Qbera and Banks




Processing fee

1% -5%

2.25% of principal + GST

Interest rate

Starting at 10.99%

Starting at 11.99%

Credit Score required

600 and above

750 and above

Loan amount 

Up to Rs 25 00 000

Up to Rs 15 00 000

Minimum age required

23 years

21 years

Pre-closure Charges

5% + GST

5% + GST after a lock-in period

Features and Benefits of unsecured loans in Pune from Qbera

Affordable Interest Rate: The interest rate applied on a Qbera personal loan starts at 10.99% and may go up to 35% depending on your credit score and other eligibility factors.

Long repayment tenure: Qbera offers repayment tenure that spans to 5 years. This means that you can choose a tenure that will ensure an affordable monthly EMI. This further helps to not disrupt your household budget.

Highly flexible loans: There is no restriction from the lender on the end use of the loan amount. You have complete freedom to spend it as per your need. You can use it to renovate your home, pay hospital bills or to plan for an exotic vacation. You can choose to consolidate your debts or buy a vehicle with it. There is absolute freedom.

Collateral-free loans: These are unsecured loans and so there is no need to pledge any asset or request any family or friend to stand as guarantor for your loan. 

Completely Digital loan: Qbera is a Fintech that uses the best in technology. The lending decision is taken instantly, and the entire process is done digitally. You can apply online, upload supporting documents online and seamlessly the verification and authentication are carried out. This leads to faster processing of loan and thereby Quick loan disbursals.

How to apply for a Qbera Unsecured loan in Pune

  1. Login to www.qbera.com

  2. Fill in the personal and employment details

  3. Loan eligibility is communicated instantly

  4. Submit bank statements and other documents

  5. Get a personalized loan quote

  6. Accept the emailed loan quote

  7. Loan is transferred to your bank account.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


Powered by InCred

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

© 2021 Qbera | All Rights Reserved