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Personal Loans made simple!
Unsecured Loan in Pune
An unsecured personal loan in Pune is one that doesn’t require any sort of collateral. Get an instant online unsecured loan from Qbera and get approved within seconds. Applying for credit from Qbera comes with a host of advantages.
For unsecured loans in Pune choose, Qbera loans if you want to receive your loan amount in super-quick time. With a net monthly income of Rs 18000 and a credit score of 600 you can approach Qbera for an unsecured loan to manage any kind of financial shortfall. These loans are super quick with the use of advanced technology in all facets of loan processing. The turnaround period for an unsecured loan in Pune by Qbera is 24-48 hours of successful document verification.
The emerging metro city has many educational institutes and IT companies. The changes in the economic and social life has prompted higher dependence on loan. Qbera is in the forefront of funding any such loan requirements in Pune.
Unsecured Loans in Pune - Fee comparison between Qbera and Banks
|
Parameters |
Qbera |
Banks |
|
Processing fee |
1% -5% |
2.25% of principal + GST |
|
Interest rate |
Starting at 10.99% |
Starting at 11.99% |
|
Credit Score required |
600 and above |
750 and above |
|
Loan amount |
Up to Rs 25 00 000 |
Up to Rs 15 00 000 |
|
Minimum age required |
23 years |
21 years |
|
Pre-closure Charges |
5% + GST |
5% + GST after a lock-in period |
Features and Benefits of unsecured loans in Pune from Qbera
Affordable Interest Rate: The interest rate applied on a Qbera personal loan starts at 10.99% and may go up to 35% depending on your credit score and other eligibility factors.
Long repayment tenure: Qbera offers repayment tenure that spans to 5 years. This means that you can choose a tenure that will ensure an affordable monthly EMI. This further helps to not disrupt your household budget.
Highly flexible loans: There is no restriction from the lender on the end use of the loan amount. You have complete freedom to spend it as per your need. You can use it to renovate your home, pay hospital bills or to plan for an exotic vacation. You can choose to consolidate your debts or buy a vehicle with it. There is absolute freedom.
Collateral-free loans: These are unsecured loans and so there is no need to pledge any asset or request any family or friend to stand as guarantor for your loan.
Completely Digital loan: Qbera is a Fintech that uses the best in technology. The lending decision is taken instantly, and the entire process is done digitally. You can apply online, upload supporting documents online and seamlessly the verification and authentication are carried out. This leads to faster processing of loan and thereby Quick loan disbursals.
How to apply for a Qbera Unsecured loan in Pune
-
Login to www.qbera.com
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Fill in the personal and employment details
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Loan eligibility is communicated instantly
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Submit bank statements and other documents
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Get a personalized loan quote
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Accept the emailed loan quote
-
Loan is transferred to your bank account.
Interest Rate & Other Charges
| Interest Rate
|
11.99% to 35.99%
|
| Processing Fee
|
1% to 5% of total loan amount
|
| Loan Amount
|
₹1,00,000 to ₹15,00,000
|
| Loan Tenure
|
12 to 60 months
|
Pradeep
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
Shekhar
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
Syed
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
Anish
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
Arun
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
Bhaskar
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Featured in
QBERA
We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.
* Subject to Risk Profile
Contact our support team via WhatsApp by clicking below:
contact@qbera.com
1800 4198 121
+91 95135 55475
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main,
Vasanth Nagar.
Bangalore 560 052